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Our commitment, honed over 33+ years of advocating for the less privileged, is to offer dependable and results-driven legal representation tailored to each client’s unique needs. With a deep understanding of the law and a focus on achieving positive outcomes, we work diligently to protect your rights and interests. Trust us to provide expert guidance and effective solutions for all your legal challenges.
Learn MoreWe are committed to providing expert legal services across a wide range of practice areas. With a deep understanding of the law and a client-centered approach, we offer tailored solutions to meet your unique legal needs. Whether you are facing personal, business, or criminal matters, we ensure that every case is handled with professionalism, dedication, and integrity.
Before buying a property, several laws and regulations play a crucial role in ensuring the transaction is legal, transparent, and free from disputes. Understanding these laws can help protect your investment. Here are the key laws to consider:
1. Property Ownership Laws
Title Verification: Ensure the seller has a clear and marketable title to the property.
Obtain a Title Search Report from the local land records office.
Encumbrance Certificate:
Confirms that the property is free from any financial or legal liabilities (e.g., unpaid loans or mortgages).
2. Land Use and Zoning Laws
Land Conversion Certificate:
If buying agricultural land for non-agricultural purposes, ensure it is legally converted.
Zoning Regulations:
Check the property’s permitted usage (residential, commercial, industrial).
3. Building Approval and Development Laws
Building Plan Approval
Key Areas Covered by Banking Laws Licensing and Regulation: Rules for establishing and operating banks. Capital Adequacy: Ensures banks maintain sufficient reserves. Lending and Credit Practices: Governs interest rates, collateral requirements, and lending limits. Consumer Rights: Protects against predatory lending and ensures fair treatment. Bankruptcy and Insolvency: Procedures for handling failing banks. Digital Banking and Technology: Covers online banking, fintech innovations, and cybersecurity. Challenges in Banking Regulation Adapting to rapid technological advancements. Balancing innovation with consumer protection. Ensuring compliance with international standards. Addressing emerging risks like cryptocurrency and cybercrime. Would you like details on any specific banking law or regulatory framework?
In 2024, the Kerala government revised the court fee structure for cheque dishonour cases under Section 138 of the Negotiable Instruments Act. The updated fees are as follows: For cheque amounts up to ₹10,000: A court fee of ₹250 is applicable. For cheque amounts exceeding ₹10,000: A fee equivalent to 5% of the cheque amount is imposed, with a maximum cap of ₹3,00,000. Appeals by the accused to the Sessions Court: A court fee of ₹1,000 is required. Appeals by the complainant to the High Court: The fee is set at half of the amount paid in the Trial Court. Revision petitions by the complainant to the High Court: The fee is 10% of the cheque amount. Revision petitions by the accused against conviction: A fee of ₹1,500 is applicable. These revisions were implemented following recommendations from a committee led by Retired Justice V. K. Mohanan and took effect on April 1, 2024. LIVE LAW The amendments were incorporated into the Kerala Court Fees and Suits Valuation Act, 1959, as part of the Kerala Finance Bill, 2024. ILR KERALA These changes aim to update the court fee structure, which had remained unchanged for over two decades, and are expected to generate additional revenue for the state. For the most current information, it's advisable to consult nearest legal counsel.
Procedure for Notarial Attestation
Document Preparation:
Prepare the document to be attested.
Ensure it is in the required format.
Visit a Notary Public:
Take the document and valid ID proof (like Aadhaar, PAN, passport).
Verification:
The notary verifies the identity of the signatories.
Checks the contents of the document to ensure legality.
Signature and Seal:
The notary affixes their seal and signature on the document.
A stamp duty may be required, based on the document type.
Registration (if needed):
Certain documents, like property deeds, may need further registration with the Sub-Registrar.
Fee Structure
The fees for notarial services in Kerala are prescribed by the Notaries Act and the Kerala Government.
Fees vary based on the type of document:
Simple affidavits: Around ₹100–₹500.
Complex agreements or property deeds: Fees depend on the document's value or complexity.
At Shanly & Shanly, we provide expert legal scrutiny of title deeds to ensure the legitimacy and validity of property ownership. Our team conducts thorough due diligence, verifying the authenticity of title documents, ensuring that there are no encumbrances or legal disputes related to the property.
How Insurance Works Policy: A contract between the insurer and the insured outlining coverage, conditions, and exclusions. Premiums: Regular payments made by the insured to maintain coverage. Claims: If a covered event occurs, the insured can file a claim to receive compensation or services. Deductible: The amount the insured must pay out-of-pocket before the insurance coverage begins. Why It's Important Financial Protection: Helps individuals and businesses manage unexpected costs. Peace of Mind: Reduces worry about potential risks. Legal Requirements: Some types, like auto insurance, are mandatory in many regions. Support for Recovery: Provides resources to recover from accidents, illnesses, or disasters.
We adhere to the highest legal standards, focusing on integrity, transparency, and client-centered service to provide trusted and effective solutions.
We are committed to delivering swift, reliable legal solutions while building lasting trust with our clients. Our focus is on achieving timely results without compromising on quality or integrity.
We are dedicated to achieving the best possible outcomes for our clients. With expertise and determination, we fight to secure the results you deserve, ensuring your interests are always our top priority.
Federal Bank
Dhanlaxmi Bank
National Insurance Co
New India Insurance Co
NBFC Company
Nidhi Company
Federal Bank
Dhanlaxmi Bank
National Insurance Co
New India Insurance Co
NBFC Company
Nidhi Company
G-14 , Alukkas Castle
Ayyanthole , Thrissur
advshanly@gmail.com
+919846431993
+917012433455
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